Ready to Apply?

What Home Price Fits Your Monthly Budget?

Start with the payment you want. See what that could mean for your home search.

No login or contact information is required to see results.

Illustrative example figures—adjust for your situation.
$

Includes the mortgage payment, estimated taxes, insurance, PMI, and HOA. Budget separately for utilities and maintenance.

$

Down payment only—not your total savings. Keep closing costs and emergency savings separate. This tool uses a minimum of 3% down.

%

Use a lender quote if you have one. The example below is not a current rate quote.

Adjust taxes, insurance & loan details
Loan term
%

A planning approximation. Actual taxes depend on the property and its location.

$
$
$
%

Applied only when the down payment is below 20% of the price.

Insurance is based on the estimated price: one amount for homes up to $400,000 and another above that. HOA stays the same in both scenarios unless you change it. Every estimate assumes at least 3% down. Actual taxes and insurance depend on the specific property. This uses a conventional fixed-rate mortgage only—no FHA, VA, USDA, financed fees, or points.

These are two different home-price scenarios based on your budget—not two payments for the same home.

Estimates only. This tool does not assess income, debts, credit, program requirements, or loan limits, and results are not a loan approval or qualification.

Want these numbers sent to you?

Leave your info and I’ll send your estimate, plus homes and next steps that fit your budget.

Want to check this against a home you’re looking at?

Send me the listing. I’ll help you figure out what the payment could look like for that home.

TEXT ME A HOME

No specific home yet? Text me your question.

On a computer? Text from your phone.

APPLY NOW